At Initiative Ireland, we enable our Private Members to participate in professionally managed Secured Property Loans, as part of a Private Lending Syndicate. Our model provides our members with access to Secured Property Debt, an exclusive asset class often available only to Banks and other specialist lenders. Our experienced team manages each loan from end-to-end, enabling our members to lend with confidence.
Our model enables members to customise their loan portfolio in line with their own risk-reward appetite, to earn indicative returns of 2.5% to 6.5% AER. Once a loan has been pre-approved by our Internal Credit Committee, each loan is structured into multiple Debt Tiers. These different Tiers provide different levels of risk and reward, based on the terms of the underlying loan. This enables lenders to easily build a diverse loan portfolio which best reflects their own risk-reward appetite.