Building Partnerships & Communities

Through Honest, Fair & Inclusive Finance

Our Purpose

Initiative Financial Services Limited, trading as Initiative Ireland was founded in 2015 with the goal of transforming financial services in Ireland. Our founders are passionate about doing good through financial innovation. As a company, we are committed to the principles of providing Honest, Fair and Inclusive services to our clients and communities. 

At Initiative Ireland we facilitate and manage Syndicated Property Loans, on behalf of our amazing co-lending community of Irish Businesses and everyday people, who have come together to earn money and make a positive difference. 

We provide experienced property developers with access to Secured Property Finance at competitive rates and terms. We focus primarily on residential developments, supporting the construction of family homes in areas of high demand. By providing flexible, competitive finance, our company makes the delivery of new energy efficient social and affordable homes possible, supporting trusted developers. 

All our loans are carefully vetted and pre-approved by our Internal Credit Committee,. Our credit committee members have over 100 years of experience in the Irish Lending Industry, working with mainstream and alternative lenders. We also work with leading Irish Law Firms and our panel of trusted surveyors and professionals, so that our clients can lend with confidence. 

All loans are secured with a first legal charge over the property. Unlike some platforms, we manage the loans from end-to-end phasing the release of funds to the borrowers and performing regular ongoing site visits. We only back projects we believe in but we also assess each project for potential issues, building a contingency plan for each loan. 

As a company, we are committed to transparency. We aim to create genuine trust between our staff, clients and communities. As we expand our services across the county, we aim to increasingly meet our client’s financial needs, with the goal of becoming Ireland’s Most Trusted Finance Company by 2025.

 

We are committed to building lasting relationships.

Company Founders

Initiative Ireland is led by an experienced team of co-founders with a wealth of experience in lending and financial services and a shared vision to deliver honest, fair and inclusive financial services.

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Padraig W. Rushe
Padraig W. Rushe
Chief Executive Officer
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Padraig M. Rushe
Padraig M. Rushe
Chief Credit Officer
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Rory McEntee
Rory McEntee
COO / Director of Property & Legal
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Our Trusted Partners & Providers

Amoss Solicitors

Primary Legal Council

Initiative Ireland Nominees

Authorised Trustee

MangoPay SA

Regulated Payment Management

Enterprise Ireland

Irish Government Agency

Katipult

Software & Technology Partners

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