Affordable Finance

  • Supporting Experienced Residential Developers
  • Bridging, Development & Exit Finance
  • Professional Management & Support
  • Please Note: Availability subject to lending terms and restrictions.

    Professional Property Finance

    At Initiative Ireland, we are committed to supporting sustainable residential property developments across the country. We believe in the value of building long-term relationships with our clients. We aim to offer competitive, flexible and fair pricing to our borrowers, supporting the construction of much need family homes across Ireland. We finance experienced property developers, offering:

    Each loan is carefully assessed by our internal credit risk committee, who set the terms and pricing per loan. Loans are also approved by one of our Corporate Lending Partners, who provide surety of funding thereafter. We manage each loan from end-to-end, with our dedicated relationship managers, independent solicitors and independent monitoring surveyors. We are committed to supporting quality construction across Ireland.

    For more information, please see our Borrowers Guide. To arrange an introduction with a member of our Property Finance Team, contact us today on +353 1 6859259. 


    Fair, Flexible Finance

    • Market Leading Interest Rates
    • Finance up to 75% LTV
    • Flexible Loan Terms of up to 24 Months

    How it Works


    Informal Engagement

    • Talk to our experienced loan team
    • We complete a provisional assessment
    • We provide an indicative loan quote
    • You decide to apply for approval

    Formal Application

    • We work with you on your proposal
    • Our Credit Committee reviews your application
    • You receive and sign our Term Sheet
    • We commission external legal due diligence 
    • Closing typically within 4 to 6 weeks

    Loan Management

    • Drawdown Commences per schedule
    • Private Syndicate Listing
    • Loan & Relationship Management
    • Repayment & Review

    Local Knowledge & Industry Experience

    Initiative Ireland was founded in 2015 by a team of experienced, proven finance professionals who had a shared vision of delivering positive social impact through financially inclusive and fair services. About Us....


    How do I apply for a Loan?

    If you're an experienced developer, the first step is to call us for chat or to arrange a coffee at our offices. We'll take the time to understand you, your projects and we promise to be honest about how we can help. 

    How quick is your process?

    As an alternative finance provider, we aim to move quickly. Once you brief us on your project, we'll tell you what we need and work with us to get your pack ready for credit committee. Once you have your information ready, we can usually provide terms within 2 days. 

    How is Peer-to-Peer different?

    Our model combines traditional finance with peer-to-peer, to provide the best of both worlds. Each loan is underwritted by one of our Corporate Lending Partners, giving you surety of funds once approved. We syndicate the loan to other lenders during legal due diligence, so there's no delay to you. Once the loan agreement is signed, we are the appointed loan agent, giving you a signle point of contact from start-to-finish. 

    What is different, is that most of the interest you pay on your loans goes directly to our community of private and corporate lenders, instead of to a Bank. Helping to promote financial equality across Ireland. 

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    Apply for Finance