Building Ireland Together
- Earn Passive Income of 6.00- 8.00% APR Target Return
- Co-Fund Short-Term Loans from 3 - 24 Months
- Benefit from 133% Target Collateral Cover
Corporate Lending Accounts
With a Corporate Lending Account from Initiative Ireland, you can join our secured lending community made up of Private Individuals and Businesses across Ireland. Help to deliver affordable, social and mid-market housing across Ireland and earn a returns of up to 8.00% APR on your committed company capital.
We understand that businesses are seeking better returns on their funds but also require capital security. That is why all loans we provide are secured with a 1st legal charge over the property. For every €100k released, we require more than €133k in underlying property security from the developer, which is held in trust for our borrowers. All loans listed have been assessed by our credit committee and pre-approved by one of our Primary Credit Partners, who lends alongside you.
As such, we offer our clients access to institutional grade loans, which have been carefully assesed and are secured against the underlying asset (the property) from day one. You can open your Corporate Lending Account and committ as little as €10,000 per loan, with commitment terms ranging from 3 to 24 months.
For help or information:
Call us on +353 (0)1 6859259
(Mon-Fri, 9am to 5pm)
Corporate Lending Account Benefits
- Security 1st - Minimum Security Value of 1.33 x Loan Value
- Social Good - Delivering new family homes across Ireland
- Short Terms - Loan Listings from 3 to 24 Months
- Great Return- Up to 8.00% APR
About Initiative Financial Services
Initiative Ireland operates Ireland's largest peer-to-peer Secured Lending Platform. Since launching in 2015, the company has repaid over €3,000,000 to clients, combining traditional lending best practices and experience, with financial innovation. Learn More...
How do I setup a Corporate Lending Account?
Simply register, indicate that you are signing up as business lender and complete the suitability questionnaire to access the platform to view live deals. Transfer a minimum of €10,000 to your regulated e-money account provided (account details provided on the platform) to commence your lending journey.
How long are loan terms?
Loan terms provided to developers will not exceed 24 Months. Because we phase the release of funds to the developers, subject to ongoing review, there are opportunities for lenders to committ funds at the start of the loan, or at later stages. You will see each Loan Listing via our platform once you have been accredited, which indicates the expected term for that listing (ranging from 3 to 24 months).
Can I access my funds early if needed?
Loans may repay early or may take longer to realise. As such, we do not recommend that you committ funds which are needed at short notice. Should you require access to funds early, this may be acheived through re-syndication of your loan which is subject to approval and terms and conditions. Early access may result in a loss or reduction of your accrued interest on that loan.
Grow Your Success
With a Corporate Lending Account