Lend with Confidence

with a Private Lending Account

Please Note: Although all loans are secured against Irish Real Estate, when you lend your capital is at risk.
Private Lending Accounts

Private Lending

At Initiative Ireland, we enable our Private Members to participate in professionally managed, property-backed loans, as part of a Private Lending Syndicate. Our model provides our members with access to Secured Property Debt, an exclusive asset class often available only to Banks and other specialist lenders. We have partnered with our regulated payments partner to offer both:

  • Private Lending Accounts; and
  • Corporate Lending Account

Once you've opened your account with Initiative Ireland, you can pick and choose which loans you wish to fund, subject to availability. Loans will be listed on the platform, following our internal due diligence, at risk-based rates from 3.00% to 8.00% APR. Loan durations will vary from 3 to 24 Months, offering flexibility to our borrowers and lenders alike

Opening your Lending Account is Free of Charge and you can lend, committing as little as €1,000 per loan. For further information, please read our Private Lending Guide or call us on +353 (0)1 685 9259 (Monday to Friday, 9am to 5pm GMT)

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Private Lending Benefits

  • Flexible - Loan terms vary from 3 to 24 Months
  • Secured - All projects are secured against Irish Property
  • Professional - We manage all loans from start to finish

Property Backed Lending

At Initiative Ireland, our internal credit committee assess and pre-approve credit applications for Secured Property Loans. These loans are then made available to our Private Lending Members for funding. The money you commit is then lent to borrowers we trust, who are experienced property developers. All funds lodged via the platform are held with our regulated payment partner MangoPay. All loans are secured with first legal charge over the financed property which is registered to Initiative Ireland Nominees Limited which it holds in trust for the syndicate members on that loan. Initiative Ireland Nominees Limited is authorised by the Department of Justice and Equality of Ireland as a Trust and Company Service Provider.

Register as a Private Lending Member

Become a Member