Join our Investor Community
- Earn Passive Income of 6.00- 8.00% APR Target Return
- Co-Fund Short-Term Loans from 3 - 24 Months
- Benefit from 133% Target Collateral Cover
Private Lending Accounts
With a Private Lending Account from Initiative Ireland, you can co-fund the delivery of affordable, social and midmarket housing across Ireland and earn great returns of up to 8.00% APR on your committed funds.
Access the Irish Property Market in a smarter way, as a member of Impact Investor Community. Unlike traditional property investment, with a Private Lending Account from Initiative Ireland you aren’t buying a property yourself, instead you co-fund a secured loan provided to an experienced developer which is secured against a property.
You can open your Private Lending Account for free online, to get 24/7 access. To lend you will need to complete your online accreditation and make a minimum commitment of €500 per loan. If you are resident outside of the Republic of Ireland, please call us in advance to check your eligibility to lend.
Call our team Monday to Friday (8.30am to 5.30pm) on:
+353 (0)1 685 9259
About Initiative Financial Services
Initiative Ireland operates Ireland's largest peer-to-peer property lending platform. Since launching in 2015, the company's investor community has supported the construction of over €33m in social, affordable and mid-market housing projects across Ireland. Learn More...
Local Knowledge & Industry Experience
Initiative Ireland was founded in 2015 by a team of experienced, proven finance professionals who had a shared vision of delivering positive social impact through financially inclusive and fair services. About Us....
How do I setup a Private Lending Account?
Simply register, indicate that you are signing up as Private Lender and complete the suitability questionnaire to access the platform and view live deals. Transfer a minimum of €500 to your regulated e-money account provided (account details provided on the platform) to commence your lending journey.
How long are loan terms?
Loan terms provided to developers will not exceed 24 Months. Because we phase the release of funds to the developers, subject to ongoing review, there are opportunities for lenders to committ funds at the start of the loan, or at later stages. You will see each Loan Listing via our platform once you have been accredited, which indicates the expected term for that listing (ranging from 3 to 24 months).
Can I access my funds early if needed?
Loans may repay early or may take longer to realise. As such, we do not recommend that you committ funds which are needed at short notice. Should you require access to funds early, this may be acheived through re-syndication of your loan which is subject to approval and terms and conditions. Early access may result in a loss or reduction of your accrued interest on that loan.