Building Better Futures

Deliver Social Impact with a Secured Lending Acccount

Join our Initiative...

At Initiative Ireland we empower our co-lending community to profit with purpose, by supporting our trusted borrowers in helping to address the Irish Housing Crisis. We provide competitively priced loans, to experienced developers, supporting the construction of energy-efficient social, affordable and mid-market housing projects. These loans are co-funded by our amazing community of Irish Businesses, Pensions and Everyday People, who earn great returns through their secured lending accounts. All loans are manged from end-to-end by our experienced finance team with decades of experienced lending within the Irish Market. 

Secured Lending Accounts
Access great returns of up to 6.00 - 8.00% APR by co-funding institutional grade property-backed loans. With loan terms ranging from 3 to 24 Months, you can earn a great returns and help deliver much needed homes to families across Ireland. Each approved loan is guaranteed funding in full by one of our Corporate Credit Partners, who lends alongside you. All loans are secured with Irish Real Estate providing anticipated minimum collateral cover of 133% at time of approval. 

Residential Property Finance
At Initiative Ireland, we are committed to being a trust leader for our borrowers. We provide flexible and affordable loans to experienced developers. Once approved by our credit committee, each loan is underwritten in full by one of our corporate lending partners prior to syndication, giving borrowers surety of funds. We also manage each loan from end-to-end, providing a single point of contact and quick decisions from start to finish.

Find out More:

Call us on   +353 (0)1 6859259

(Mon-Fri, 9am to 5pm)


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Our Products

Secured Lending Accounts

Make a social impact with a Secured Lending Account from Initiative Ireland. Join our Community with a:

  • Private Lending Account
  • Corporate Lending Account
  • Pension Lending Account

Professional Property Loans

Build a lasting relationship with Initiative Ireland and discover honest, fair and flexible finace:

  • Residential Development Loans
  • Bridging Loans
  • Exit Finance

Fund Advisory Services

Learn more about Initiative Ireland, our Fund Advisory Services and associated funds. Open to:

  • Professional Investors
  • Qualified Investors
  • Authorised Brokers or Agents

Partnership Program

Learn more about Initiative Ireland, and our introducer and affiliate programs for intermediaries. Open to:

  • Qualified Financial Advisors
  • Professional Brokers
  • Placement Agents

Our Shared Purpose

Initiative Ireland was established in 2015 with the goal of delivering social good through inclusive, honest and fair finance. We provide fair rates to experienced developers, who are working to deliver much needed affordable, social and mid-market family homes across Ireland. As Ireland's largest peer-to-peer, Secured Lending Platform, we have partnered with leading technology and finance providers, to deliver shared value to our communities. Founded by experienced finance professionals, we combine traditional, conservative lending practices with financial innovation. Together, with our community of trusted borrowers and lenders, we are working to build better futures across Ireland.

Trust & Security

We are committed to protecting our clients. That's why we work with trusted partners,
to deliver services that meet the highest standards.

Funds & Payments

All payments and funds are held and secured by our regulated payment partner, Mangopay, which is approved as an electronic money institution by the Financial Sector Regulator (CSSF), Luxembourg, protecting your funds from end-to-end. 

Data Security

Initiative Ireland is committed to protecting your information. That is why we are a Registered Data Controller registered with the Data Protection Commissioner of Ireland, registration number 16237/A. We manage your data in complinace with the Data Protection Act (1998, 2003, 2018) and the European Union e-Privacy directive (2011).

SSL Encryption

We adhere to best practice standards for digital security and use symmetric 256-bit encryption, certified by DigiCert one of the world’s leading providers of high-assurance digital certificates, to protect your information.

Loan Security

All loans are secured with a first legal charge over the underlying property financed. This security is held for the benefit of the syndicate by Initiative Ireland Nominees Limited, which is authorised by the Department of Justice and Equality of Ireland as a Trust and Company Service Provider.


Open Your Secured Lending Account