Building Better Futures

Make a Social Impact & Real Return with a Secured Lending Acccount

Join Initiative Ireland

At Initiative Ireland we work with our Impact Investor Community, to co-fund  property development loans across Ireland. Together we are co-funding the construction of social, affordable and mid-market housing projects to deliver a real social impact. Our experienced professional team manages each loan from end-to-end and all our loans are secured against Irish Property, to provide a minimum of 133% of collateral cover. 

Join our Investor Community

When you open Secured Lending Account with Initiative Ireland you join our amazing community of Private Individuals, Irish Businesses and Corporate Clients to co-fund new social and affordable housing loans nationwide. You will get 24/7 access online to our co-funding opportunities, which range from 3 to 24 months. You decide which loans you want to co-fund and you can earn great returns of 6.00 - 8.00% APR.  Read More...

Get a Property Development Loan

We provide fair, flexible and affordable loans to experienced property developers. Our team manages each loan from end-to-end, providing a single point of contact from start to finish and quick decisions, with loan terms ranging from 3 to 24 months. If your project needs funding, we're here to help. Read More...


Talk to our team today....

Call us on  +353 (0)1 685 9259

(Mon-Fri, 8.30am to 5.30pm)

 Our Story...


Our Products

Secured Lending Accounts

Co-fund new housing loans and earn a Great Return with a Secured Lending Account from Initiative Ireland. Join our Community with a:

  • Private Lending Account
  • Corporate Lending Account
  • Pension Lending Account

Professional Property Loans

Build a lasting relationship with Initiative Ireland and discover honest, fair and flexible finace for your property development:

  • Loan from €500k - €10m
  • Terms from 3 - 24 Months
  • Quick, Flexible & Fair Terms

Credit Advisory Services

Access our local expertise to source and manage your local property lending portfolio. Our Advisory Services are open to:

  • Debt Origination Funds
  • Family Offices
  • Financial Institutions

Partnership Program

Access an exclusive asset class for your clients and network. Our Partnership Program and Wealth Network already includes:

  • Qualified Financial Advisors
  • Professional Brokers
  • International Agents

Our Shared Purpose

Initiative Ireland was established in 2015 with the goal of delivering social good through inclusive, honest and fair finance. We provide fair rates to experienced developers, who are working to deliver much needed affordable, social and mid-market family homes across Ireland. As Ireland's largest peer-to-peer, Secured Lending Platform, we have partnered with leading technology and finance providers, to deliver shared value to our communities. Founded by experienced finance professionals, we combine traditional, conservative lending practices with financial innovation. Together, with our community of trusted borrowers and lenders, we are working to build better futures across Ireland.

Trust & Security

We are committed to protecting our clients. That's why we work with trusted partners,
to deliver services that meet the highest standards.

Funds & Payments

All payments and funds are held and secured by our regulated payment partner, Mangopay, which is approved as an electronic money institution by the Financial Sector Regulator (CSSF), Luxembourg, protecting your funds from end-to-end. 

Data Security

Initiative Ireland is committed to protecting your information. That is why we are a Registered Data Controller registered with the Data Protection Commissioner of Ireland, registration number 16237/A. We manage your data in complinace with the Data Protection Act (1998, 2003, 2018) and the European Union e-Privacy directive (2011).

SSL Encryption

We adhere to best practice standards for digital security and use symmetric 256-bit encryption, certified by DigiCert one of the world’s leading providers of high-assurance digital certificates, to protect your information.

Loan Security

All loans are secured with a first legal charge over the underlying property financed. This security is held for the benefit of the syndicate by Initiative Ireland Nominees Limited, which is authorised by the Department of Justice and Equality of Ireland as a Trust and Company Service Provider.


Open Your Secured Lending Account