Build Homes & Your Future Wealth

  • Earn Tax-Free Passive Income of 6.00- 8.00% APR Target Return
  • Co-Fund Short-Term Secured Loans from 3 - 24 Months
  • Benefit from 133% Target Collateral Cover

Pension Lending Accounts

With a Pension Lending Account from Initiative Ireland, you can co-fund the delivery of affordable, social and midmarket housing across Ireland and earn great returns of up to 8.00% APR TAX-FREE on your committed pension funds.

Access the Irish Property Investments in a smarter way, as a secured co-lender. Unlike traditional property investment, with a Pension Lending Account from Initiative Ireland you aren’t buying a property yourself, instead you co-fund a secured loan provided to an experienced developer which is secured against a property.

To open your account you will need a minimum commitment of €25,000 made via your self-directed pension. If you don’t have a self-directed pension, we can help you to set one up when you meet with one of our affiliated financial advisors who’ll guide you through the process. Available to clients in the Republic of Ireland only.

Call our team Monday to Friday (8.30am to 5.30pm) on:

+353 1 6859259


Trusted Experience 

Initiative Ireland is proud to be shortlisted at the Irish Pensions Awards 2019 for both the Innovation 2019 and Social Impact 2019 categories. Initiative Ireland was founded with the goal of offering honest, fair and secured opportunities to our clients and we are delighted to be recognised for same. 

Build your Portfolio

Select Loans to Fund

Easy Portfolio Monitoring
(Online 24/7)

Payments Made Securely
to your Pension

Local Knowledge & Industry Experience

Initiative Ireland was founded in 2015 by a team of experienced, proven finance professionals who had a shared vision of delivering positive social impact through financially inclusive and fair services. About Us....

Common Questions

How do I setup a Self-Managed Pension?

If you do not already have a self-managed pension arranagement, that is not a problem. We can introduce you to one of our Partnering Pension Trustees who can arrange this for you seperately.

If you do not want to setup a pension arrangement but still want to lend, you can also simply open a Private Lending Account. Contact us to discuss your options.  

How can I find a Qualified Financial Advisor?

If you have a Qualified Financial Advisor, please have them contact us once you've completed your application or provide their details when applying. 

If you do not have a Qualified Financial Advisor, we can recommend someone who is familiar with the product and the pension trustee of your choice. 

What if my Trustee isn’t a Partnering Trustee?

Simply provide their details when you apply and we can contact them on your behalf. Alternatively, you may wish to contact them first and instruct them to liaise with us. We will be happy to get your Trustee set-up on our platform. 

Eligible Self-Managed Pension Products may include:

- Small Self-Administered Pension Scheme (SSAS)
- Personal Retirement Bond (PRB)
- Approved Minimum Retirement Fund (AmRF)
- Approved Retirement Fund (ARF)
- Personal Retirement Savings Accounts (PRSA)

Start Building Your Future

With a Pension Lending Account